Pressure Rank
#29
of 30,973 City reports (1 = highest pressure)
City • OH
Fairfield Beach Cost Pressure Report
This report summarizes household pressure dynamics for Fairfield Beach. Cost pressure is modeled as burden plus change minus offsets, then decomposed into standardized pressure components for media-ready local context.
Media Summary
Shareable Cost Pressure Snapshot
Canonical report URL: /oh/fairfield-beach
Fairfield Beach has a Household Cost Pressure Score of 14, indicating high pressure in the current CostPressureIQ model. The latest trend is increasing, with leading component pressure from Essential Housing Burden (100, increasing) and Insurance Pressure (96, increasing).
State Rank
#1
of 1,253 OH City reports
Top Driver
Essential Housing Burden
100 pressure score
Citation Date
2024-12-31
Methodology v1.1-acs5-2024
Annual Baseline
Published Cost Pressure Score
2024-12-31 • v1.1-acs5-2024
Scale direction: Sustainability Score 0 = highest pressure, 100 = lowest pressure. Pressure Score 0 = low pressure, 100 = high pressure.
Comparison window: 2020–2024 ACS 5-year estimates compared with 2015–2019 ACS 5-year estimates. Current Pulse data below is separate and non-scored.
Overall Sustainability Score
14
High Pressure
Scale: 0 = highest pressure, 100 = lowest pressure
Trend
Increasing
National Percentile
0th
Weak
Higher percentile is better (less pressure than peers)
Current Pressure Pulse
Fresh Context Beside The Annual Baseline
Not part of the annual Cost Pressure Score
The pulse reports the latest verified public releases alongside the annual baseline. It never recalculates or changes this location's Household Cost Pressure Score.
Residential Electricity
19.45 cents per kilowatt-hour
+11.9% from the comparable prior period
Source: U.S. Energy Information Administration
Source date: 2026-07 • Resolution: State-level monthly residential electricity price
State-level electricity data; no city or county electricity series is implied.
Covered-Job Wage
1,059 dollars per week
+3.6% from the comparable prior period
Source: U.S. Bureau of Labor Statistics, QCEW
Source date: 2026-Q1 • Resolution: County-level quarterly QCEW covered-job wage
County-level covered-job wage for this city's parent county.
National CPI Context
335 CPI-U index (1982-84=100)
+3.4% from the comparable prior period
Source: U.S. Bureau of Labor Statistics, CPI
Source date: 2026-08 • Resolution: National monthly CPI-U context
National CPI context; it does not represent a local CPI series.
Latest pulse refresh: 2026-09-26 • verified source run.
Local Narrative
What Is Driving Pressure In Fairfield Beach
Fairfield Beach currently has a sustainability score of 14 (High Pressure) with a increasing trend direction. National percentile is 0th (weak).
Top current component pressures are Essential Housing Burden (100, increasing) and Insurance Pressure (96, increasing).
Compared with Fairfield County, Fairfield Beach is 26.2 points lower on sustainability (higher overall pressure).
Pressure Components
Component Breakdown
Higher component score = higher pressure
INSURANCE_PRESSURE
Insurance Pressure
Pressure Score: 96 • Trend: Increasing
High Pressure
Owner-cost burden proxy is 22.3% of income with 36.8% five-year change. This is not an insurance-premium measure.
Source: U.S. Census Bureau American Community Survey
Period: 2020–2024 ACS 5-year estimates compared with 2015–2019 ACS 5-year estimates • Resolution: Place
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TAX_PRESSURE
Tax Pressure
Pressure Score: 70 • Trend: Increasing
High Pressure
Median real estate taxes are $2,225 with 62.2% five-year change.
Source: U.S. Census Bureau American Community Survey
Period: 2020–2024 ACS 5-year estimates compared with 2015–2019 ACS 5-year estimates • Resolution: Place
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UTILITY_PRESSURE
Utility Pressure
Pressure Score: 70 • Trend: Increasing
High Pressure
State residential electricity price is 15.99 cents/kWh with 4.0% annual change. It is not a local utility bill.
Source: U.S. Energy Information Administration
Period: 2024 annual compared with 2023 annual • Resolution: State
Fallback geography or proxy is clearly labeled in the component report.
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ESSENTIAL_INFLATION_PRESSURE
Essential Housing Burden
Pressure Score: 100 • Trend: Increasing
High Pressure
Median renter burden is 51.0% of renter household income with 160.2% five-year change. This is direct ACS renter burden, not a complete local inflation basket.
Source: U.S. Census Bureau American Community Survey
Period: 2020–2024 ACS 5-year estimates compared with 2015–2019 ACS 5-year estimates • Resolution: Place
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INCOME_OFFSET
Income Offset
Pressure Score: 89 • Trend: Increasing
High Pressure
Median household income is $48,640 with -5.2% five-year change.
Source: U.S. Census Bureau American Community Survey
Period: 2020–2024 ACS 5-year estimates compared with 2015–2019 ACS 5-year estimates • Resolution: Place
Open component page
Related Reports
Continue The Cost Pressure Story
Household Cost Pressure Index
National flagship index and citation summary.
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Compare this city against the national city pressure table.
Fastest Rising Household Cost Burden
Review top movers based on trend direction and component change pressure.
Cost Pressure Research
Read public-interest briefs built from the live index.
Related IQ Context
Contextual Sister Research
HomeRiskIQ risk and insurance context
When insurance pressure is a leading signal, local property-risk exposure can help explain why costs are harder to absorb in Fairfield Beach.
HousingStabilityIQ housing burden context
Housing burden, taxes, and essential cost pressure connect directly to household stability in Fairfield Beach.
Research Path
Continue From Fairfield Beach
Use this location profile as the anchor page, then compare component pages and related geographies before finalizing interpretation. Validate assumptions with methodology and source documentation.
Citation
How To Cite This Index
Cite as: CostPressureIQ Household Cost Pressure Index, methodology v1.1-acs5-2024, annual baseline 2024-12-31, covering 34,160 scored U.S. geographies. Comparison window: 2020–2024 ACS 5-year estimates compared with 2015–2019 ACS 5-year estimates.
Snapshot Date
2024-12-31
Methodology Version
v1.1-acs5-2024
Scored Coverage
34,160 geographies
Source note: the annual baseline preserves component IDs and score polarity while documenting source period, geographic resolution, raw drivers, and any fallback. Current Pressure Pulse observations are displayed separately and never revise the annual score.