Overall Sustainability Score
57
Elevated
Scale: 0 = highest pressure, 100 = lowest pressure
City • IA
Bernard
This page summarizes financial pressure dynamics for Bernard. Cost pressure is modeled as burden plus change minus offsets, then decomposed into standardized pressure components.
Sustainability Score
Latest Snapshot
2024-12-31
Scale direction: Sustainability Score 0 = highest pressure, 100 = lowest pressure. Pressure Score 0 = low pressure, 100 = high pressure.
Trend
Decreasing
National Percentile
68th
Mid-Range
Higher percentile is better (less pressure than peers)
Local Narrative
What Is Driving Pressure In Bernard
Bernard currently has a sustainability score of 57 (Elevated) with a decreasing trend direction. National percentile is 68th (mid-range).
Top current component pressures are Tax Pressure (60, stable) and Insurance Pressure (47, stable).
Compared with Dubuque County, Bernard is 6.5 points higher on sustainability (lower overall pressure).
Pressure Components
Component Breakdown
Higher component score = higher pressure
INSURANCE_PRESSURE
Insurance Pressure
Pressure Score: 47 • Trend: Stable
Elevated
Owner-cost burden proxy is 16.3% of income with -1.2% year-over-year movement.
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TAX_PRESSURE
Tax Pressure
Pressure Score: 60 • Trend: Stable
Elevated
Median real estate taxes are $2,919 with 2.5% year-over-year movement.
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UTILITY_PRESSURE
Utility Pressure
Pressure Score: 42 • Trend: Stable
Elevated
Median gross rent proxy is $959 with 1.6% year-over-year movement.
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ESSENTIAL_INFLATION_PRESSURE
Essential Inflation Pressure
Pressure Score: 23 • Trend: Stable
Moderate
Essential burden proxy (gross rent to income) is 14.8% with -0.7% year-over-year movement.
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INCOME_OFFSET
Income Offset
Pressure Score: 43 • Trend: Stable
Elevated
Median household income is $77,630 with 2.3% year-over-year growth.
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Research Path
Continue From Bernard
Use this location profile as the anchor page, then compare component pages and related geographies before finalizing interpretation. Validate assumptions with methodology and source documentation.