Overall Sustainability Score
36
High Pressure
Scale: 0 = highest pressure, 100 = lowest pressure
City • CA
Carmel-by-the-Sea
This page summarizes financial pressure dynamics for Carmel-by-the-Sea. Cost pressure is modeled as burden plus change minus offsets, then decomposed into standardized pressure components.
Sustainability Score
Latest Snapshot
2024-12-31
Scale direction: Sustainability Score 0 = highest pressure, 100 = lowest pressure. Pressure Score 0 = low pressure, 100 = high pressure.
Trend
Decreasing
National Percentile
19th
Weak
Higher percentile is better (less pressure than peers)
Local Narrative
What Is Driving Pressure In Carmel-by-the-Sea
Carmel-by-the-Sea currently has a sustainability score of 36 (High Pressure) with a decreasing trend direction. National percentile is 19th (weak).
Top current component pressures are Utility Pressure (79, increasing) and Essential Inflation Pressure (75, stable).
Compared with Monterey County, Carmel-by-the-Sea is 2.9 points higher on sustainability (lower overall pressure).
Pressure Components
Component Breakdown
Higher component score = higher pressure
INSURANCE_PRESSURE
Insurance Pressure
Pressure Score: 65 • Trend: Decreasing
High Pressure
Owner-cost burden proxy is 19.6% of income with -2.5% year-over-year movement.
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TAX_PRESSURE
Tax Pressure
Pressure Score: 73 • Trend: Stable
High Pressure
Median real estate taxes are $4,910 with 2.7% year-over-year movement.
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UTILITY_PRESSURE
Utility Pressure
Pressure Score: 79 • Trend: Increasing
High Pressure
Median gross rent proxy is $2,055 with 3.0% year-over-year movement.
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ESSENTIAL_INFLATION_PRESSURE
Essential Inflation Pressure
Pressure Score: 75 • Trend: Stable
High Pressure
Essential burden proxy (gross rent to income) is 25.4% with 0.1% year-over-year movement.
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INCOME_OFFSET
Income Offset
Pressure Score: 25 • Trend: Stable
Moderate
Median household income is $97,230 with 2.9% year-over-year growth.
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Research Path
Continue From Carmel-by-the-Sea
Use this location profile as the anchor page, then compare component pages and related geographies before finalizing interpretation. Validate assumptions with methodology and source documentation.