Overall Sustainability Score
57
Elevated
Scale: 0 = highest pressure, 100 = lowest pressure
City • AZ
Heber-Overgaard
This page summarizes financial pressure dynamics for Heber-Overgaard. Cost pressure is modeled as burden plus change minus offsets, then decomposed into standardized pressure components.
Sustainability Score
Latest Snapshot
2024-12-31
Scale direction: Sustainability Score 0 = highest pressure, 100 = lowest pressure. Pressure Score 0 = low pressure, 100 = high pressure.
Trend
Stable
National Percentile
69th
Mid-Range
Higher percentile is better (less pressure than peers)
Local Narrative
What Is Driving Pressure In Heber-Overgaard
Heber-Overgaard currently has a sustainability score of 57 (Elevated) with a stable trend direction. National percentile is 69th (mid-range).
Top current component pressures are Income Offset (67, decreasing) and Essential Inflation Pressure (53, stable).
Compared with Navajo County, Heber-Overgaard is 4.1 points higher on sustainability (lower overall pressure).
Pressure Components
Component Breakdown
Higher component score = higher pressure
INSURANCE_PRESSURE
Insurance Pressure
Pressure Score: 23 • Trend: Stable
Moderate
Owner-cost burden proxy is 13.1% of income with 0.0% year-over-year movement.
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TAX_PRESSURE
Tax Pressure
Pressure Score: 40 • Trend: Increasing
Moderate
Median real estate taxes are $1,195 with 6.1% year-over-year movement.
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UTILITY_PRESSURE
Utility Pressure
Pressure Score: 38 • Trend: Increasing
Moderate
Median gross rent proxy is $858 with 3.1% year-over-year movement.
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ESSENTIAL_INFLATION_PRESSURE
Essential Inflation Pressure
Pressure Score: 53 • Trend: Stable
Elevated
Essential burden proxy (gross rent to income) is 18.9% with -0.4% year-over-year movement.
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INCOME_OFFSET
Income Offset
Pressure Score: 67 • Trend: Decreasing
High Pressure
Median household income is $54,606 with 3.5% year-over-year growth.
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Research Path
Continue From Heber-Overgaard
Use this location profile as the anchor page, then compare component pages and related geographies before finalizing interpretation. Validate assumptions with methodology and source documentation.