Overall Sustainability Score
50
Elevated
Scale: 0 = highest pressure, 100 = lowest pressure
County • KY
Garrard County
This page summarizes financial pressure dynamics for Garrard County. Cost pressure is modeled as burden plus change minus offsets, then decomposed into standardized pressure components.
Sustainability Score
Latest Snapshot
2024-12-31
Scale direction: Sustainability Score 0 = highest pressure, 100 = lowest pressure. Pressure Score 0 = low pressure, 100 = high pressure.
Trend
Stable
National Percentile
49th
Weak
Higher percentile is better (less pressure than peers)
Local Narrative
What Is Driving Pressure In Garrard County
Garrard County currently has a sustainability score of 50 (Elevated) with a stable trend direction. National percentile is 49th (weak).
Top current component pressures are Insurance Pressure (72, stable) and Income Offset (63, increasing).
Compared with Kentucky, Garrard County is 8.6 points lower on sustainability (higher overall pressure).
Pressure Components
Component Breakdown
Higher component score = higher pressure
INSURANCE_PRESSURE
Insurance Pressure
Pressure Score: 72 • Trend: Stable
High Pressure
Owner-cost burden proxy is 17.1% of income with 0.0% year-over-year movement.
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TAX_PRESSURE
Tax Pressure
Pressure Score: 51 • Trend: Increasing
Elevated
Median real estate taxes are $1,422 with 5.8% year-over-year movement.
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UTILITY_PRESSURE
Utility Pressure
Pressure Score: 30 • Trend: Stable
Moderate
Median gross rent proxy is $794 with 0.1% year-over-year movement.
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ESSENTIAL_INFLATION_PRESSURE
Essential Inflation Pressure
Pressure Score: 32 • Trend: Stable
Moderate
Essential burden proxy (gross rent to income) is 15.1% with -0.7% year-over-year movement.
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INCOME_OFFSET
Income Offset
Pressure Score: 63 • Trend: Increasing
High Pressure
Median household income is $63,087 with 0.8% year-over-year growth.
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Research Path
Continue From Garrard County
Use this location profile as the anchor page, then compare component pages and related geographies before finalizing interpretation. Validate assumptions with methodology and source documentation.