Snapshot
2024-12-31
Methodology v1.1-acs5-2024
Component Ranking
Highest Insurance Pressure States
Insurance pressure is currently represented through owner-cost burden proxy and movement. It is designed to flag places where insurance-related affordability strain is likely contributing to household pressure.
Rows
25
Comparison-ready rows shown on this page.
Leading Location
California
CA • Insurance Pressure Score
Ranking Visual
Top Results
Bars show relative pressure intensity for the ranking signal used on this page.
#1 California
CA • Stable
State
#2 Hawaii
HI • Increasing
State
#3 Florida
FL • Increasing
State
#4 Colorado
CO • Increasing
State
#5 Oregon
OR • Increasing
State
#6 New Hampshire
NH • Decreasing
State
#7 Texas
TX • Increasing
State
#8 Nevada
NV • Stable
State
#9 Massachusetts
MA • Stable
State
#10 Washington
WA • Increasing
State
Methodology Note
How This Ranking Is Calculated
Ranked by Insurance Pressure component score, where higher component pressure means worse modeled pressure. This launch does not claim a full premium dataset.
Each row links to the canonical geography report so readers can inspect component breakdown, trend direction, driver context, and methodology notes without creating duplicate report URLs.
Full Table
Highest Insurance Pressure States
Canonical ranking page
| Rank | Location | Score | Trend | Coverage | National Percentile | Ranking Signal |
|---|---|---|---|---|---|---|
| #1 | California CA | 30 | Stable | State | 1st | 86 pressure |
| #2 | Hawaii HI | 33 | Increasing | State | 5th | 86 pressure |
| #3 | Florida FL | 35 | Increasing | State | 11th | 85 pressure |
| #4 | Colorado CO | 39 | Increasing | State | 19th | 80 pressure |
| #5 | Oregon OR | 36 | Increasing | State | 13th | 76 pressure |
| #6 | New Hampshire NH | 42 | Decreasing | State | 27th | 76 pressure |
| #7 | Texas TX | 31 | Increasing | State | 3rd | 75 pressure |
| #8 | Nevada NV | 42 | Stable | State | 25th | 74 pressure |
| #9 | Massachusetts MA | 35 | Stable | State | 9th | 73 pressure |
| #10 | Washington WA | 45 | Increasing | State | 30th | 72 pressure |
| #11 | New York NY | 33 | Stable | State | 7th | 71 pressure |
| #12 | Montana MT | 55 | Stable | State | 68th | 68 pressure |
| #13 | Rhode Island RI | 45 | Decreasing | State | 34th | 67 pressure |
| #14 | New Jersey NJ | 39 | Decreasing | State | 17th | 66 pressure |
| #15 | Connecticut CT | 38 | Decreasing | State | 15th | 64 pressure |
| #16 | District of Columbia DC | 48 | Stable | State | 42nd | 64 pressure |
| #17 | Wyoming WY | 52 | Increasing | State | 50th | 63 pressure |
| #18 | Minnesota MN | 40 | Increasing | State | 23rd | 62 pressure |
| #19 | Nebraska NE | 48 | Increasing | State | 38th | 61 pressure |
| #20 | Vermont VT | 47 | Decreasing | State | 36th | 60 pressure |
| #21 | Illinois IL | 50 | Decreasing | State | 46th | 59 pressure |
| #22 | Maryland MD | 40 | Stable | State | 23rd | 55 pressure |
| #23 | Utah UT | 55 | Increasing | State | 66th | 54 pressure |
| #24 | Georgia GA | 45 | Increasing | State | 32nd | 51 pressure |
| #25 | Maine ME | 48 | Decreasing | State | 40th | 51 pressure |
Citation
How To Cite This Index
Cite as: CostPressureIQ Household Cost Pressure Index, methodology v1.1-acs5-2024, annual baseline 2024-12-31, covering 34,160 scored U.S. geographies. Comparison window: 2020–2024 ACS 5-year estimates compared with 2015–2019 ACS 5-year estimates.
Snapshot Date
2024-12-31
Methodology Version
v1.1-acs5-2024
Scored Coverage
34,160 geographies
Source note: the annual baseline preserves component IDs and score polarity while documenting source period, geographic resolution, raw drivers, and any fallback. Current Pressure Pulse observations are displayed separately and never revise the annual score.
Ranked by Insurance Pressure component score, where higher component pressure means worse modeled pressure. This launch does not claim a full premium dataset.