Component Pressure Score
16
Low Pressure
Higher is worse (more pressure)
Insurance Pressure • City • NE
Alma Insurance Pressure
Tracks insurance-related affordability strain, including owner-cost burden proxy and recent movement.
Pressure Snapshot
Latest Insurance Pressure Signals
2024-12-31
Scale direction: Sustainability Score 0 = highest pressure, 100 = lowest pressure. Pressure Score 0 = low pressure, 100 = high pressure.
Trend
Decreasing
Overall Sustainability Score
72
Manageable
Scale: 0 = highest pressure, 100 = lowest pressure
Burden Pressure Score
19
Low Pressure
Change Pressure Score
10
Low Pressure
Offset Strength Score
N/A
Insufficient Data
Owner-cost burden proxy is 14.2% of income with -2.7% year-over-year movement.
Window: 2023 to 2024 • Higher component score = higher pressure
In Alma, Insurance Pressure scores 16 and is decreasing in the latest window. This is the 3rd highest pressure component locally.
Compared with Harlan County, this component is 7.6 points lower (less pressure).
Current top pressure drivers in Alma are Income Offset (63, increasing) and Tax Pressure (61, increasing).
Component Pressure Score
The pressure level for this topic only. Higher means worse pressure in this location.
Trend
The direction this pressure is moving: increasing, stable, or decreasing.
Burden Score
How heavy the cost load is right now, before considering whether it is accelerating.
Change Score
How quickly pressure is rising or easing versus the prior period.
Offset Score
How much local income growth helps absorb pressure. Higher offset means stronger cushion.
Overall Sustainability Score
Net sustainability score for the full model. Higher is better and means lower overall pressure.
Related Components
Other Pressure Pages For Alma
Research Path
Continue From Insurance Pressure
Compare this component page against the full location profile and then expand to peer geographies to verify whether this pressure pattern is local, county-wide, state-wide, or broader.